Client Story | FRLS Helps Client Strapped With Debt From Marriage File for Bankruptcy, Receive a Fresh Start

(FLORIDA) – A single mother in her late twenties, our client was staring down a sizable debt from her marriage, which had ended years ago. Credit card loans, medical debt, car fees, and other large expenses had racked up a deficit to the tune of nearly $80,000.

These expenses had been shared between the client and her ex-husband, who had a history of emotionally, sexually, and financially abusing the client. In keeping with this behavior, he had independently filed for bankruptcy, without adding our client to the paperwork. The remaining debt was hers to pay, despite not having the means.

The client came to Florida Rural Legal Services (FRLS) seeking solutions. FRLS is a non-profit law firm that provides free civil legal aid to qualified individuals, families, and vulnerable communities across 13 Florida counties and to farmworkers statewide. FRLS attorneys provide free legal services to low-income clients for a range of consumer law issues, like filing for bankruptcy.

A FRLS attorney began to parse through the client’s financial and legal documents, assessing the best route forward based on the client’s unique circumstances. Determining that filing for Chapter 7 bankruptcy, also called liquidation bankruptcy, was the right fit for the client, our team successfully navigated the client through the process.

Through Chapter 7, the client’s debt was discharged by the bankruptcy court, offering the client a fresh start.

Consumer Law and Bankruptcy Assistance at FRLS

FRLS assists eligible low-income individuals through the process of filing for bankruptcy. This can mean evaluating an individual’s income, assets, and debts to determine which type of bankruptcy suits a client’s specific needs; preparing and filing a bankruptcy petition and related documents with the bankruptcy court; and attending all required meetings with creditors, alongside the client.

If debt is standing in the way of being able to afford your basic needs, FRLS is here to help explore your options for a fresh start. Call 1-888-582-3410.

About Florida Rural Legal Services, Inc.

Florida Rural Legal Services, Inc. (FRLS) is a non-profit law firm that provides free civil legal aid to qualified individuals, families, and vulnerable communities across 13 Florida counties and to farmworkers statewide. Since 1966, FRLS has pursued justice by providing legal services in housing law, family law, consumer protection, public benefits, elder law, disaster relief, education law, tax advocacy, and more, all at no cost to our clients. FRLS collaborates with community organizations and Pro Bono attorneys to deliver quality advocacy, outreach, and education designed to protect the rights of those in need. For over 50 years, FRLS has been a steadfast advocate for justice.