What It Is: This is the primary document that officially begins your bankruptcy case. It includes basic personal information, such as your name, address, and Social Security number, as well as details about your financial situation.

What It Is: This certificate shows that you completed a mandatory pre-filing credit counseling session with an approved credit counseling agency. The session helps you explore alternatives to bankruptcy and develop a preliminary debt repayment plan.

What It Is: It's a list of all your creditors, including their names and mailing addresses- used to notify your creditors about your bankruptcy filing.

Why It’s Needed: The court uses this document to send notices, such as the meeting of creditors (also called a 341 meeting), and to ensure that creditors have the opportunity to respond or file claims.