
- About
- …
- About
- About
- …
- About
Consumer Law at FRLS
In today's world, knowing your consumer rights can protect more than just your bank account.
Civil legal aid helps consumers assert their rights to fair and legal treatment in their financial affairs, safeguarding individuals and their families.
Get Free Legal Help with Consumer Law at FRLS!
We help low-income consumers achieve financial stability by providing services in bankruptcy, collection abuse, fraud, exploitation, violations of the Fair Debt Collections Practices Act, and unlawful garnishment.
Bankruptcy assistance at Florida Rural Legal Services (FRLS) ensures
low-income individuals achieve a fresh financial start
This program evaluates an individual’s income, assets, and debts to determine eligibility for Chapter 7 or Chapter 13 bankruptcy. For those who qualify, FRLS provides assistance in:
Preparing the bankruptcy petition and related documents.
Filing the petition with the bankruptcy court.
Attending the required meeting of creditors alongside the client.
Filing for Bankruptcy
Many individuals struggle to afford the attorney fees required for Chapter 7 or Chapter 13 bankruptcy. FRLS offers resources and guidance to help individuals navigate the process, ensuring that those in financial need have access to legal assistance.
Frequently Asked Questions
Preguntas Frecuentes
What is Chapter 7 bankruptcy?
What is Chapter 13 bankruptcy?
What documents do I need to file for bankruptcy?
Is filing for bankruptcy the only way to stop debt collectors from harassing me?
News Releases & Client Stories

Apply
General Public:
8:30 a.m. to 5:00 p.m.
Call 1-888-582-3410
Farmworkers:
8:30 a.m. to 5:00 p.m.
Call 1-855-771-3077
Or Apply Online
TTY: 800-955-8771
The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only.
Service areas: Lee, Polk, Palm Beach, St. Lucie, Martin, Okeechobee, Indian River, Highlands, Hardee, Hendry, Charlotte, Desoto, and Glade Counties.
© 2025