• Consumer Law

    We help low-income consumers achieve financial stability by providing services in bankruptcy, collection abuse, fraud, exploitation, violations of the Fair Debt Collections Practices Act, and unlawful garnishment.

     

    Civil legal aid helps consumers assert their rights to fair and legal treatment in their financial affairs.

  • Apply for legal help

    Call during the hours listed or apply online anytime

    General Public

    Apply by phone 8:30 a.m. to 5:00 p.m.

    Call 1-888-582-3410

    Farmworkers

    Apply by phone 8:30 a.m. to 5:00 p.m.

    Call 1-855-771-3077

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    Aplicar en línea

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  • Client Stories

    IRS Calls or Con? Tips for Identifying Scams
    August 19, 2024
    IRS Calls or Con? Tips for Identifying Scams (LAKELAND, Fla.) – As technology becomes increasingly complex, hackers and identity thieves are working to keep up. Scam artists are now able to pose as the Internal Revenue Service (IRS) to steal taxpayers’ confidential information, according to the...
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    Client Story - Geraldo
    June 13, 2021
    Geraldo Quintero is a kind of private person.  He suffers from anxiety and issues that make managing finances difficult for him.  He reached out to FRLS when he was served with three collection lawsuits.  The stress from the lawsuits was aggravating his anxiety and other conditions and he didn’t...
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    Client Story - Carol
    June 13, 2021
    Carol (not her real name) is a single mom who was supporting three children. Although she was working full-time she was not able to continue to pay a credit card that she had used to make ends meet. A collection lawsuit was filed and a judgment was obtained against Carol which she could not pay...
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